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Charitable Estate Planning
Life Insurance

[Photo from  the production "James Joyce's The Dead".]When you bought your life insurance policies, you obviously felt a need for them. But perhaps you do not need all that coverage today. Yet you still have those policies.

If you are thinking about a contribution to the Kennedy Center and National Symphony Orchestra, a gift of life insurance could be a sensible and generous course of action. You can also use life insurance to replace the value of an outright donation. For example, you could donate stock to the Center and benefit by avoiding capital gains taxes. You may then purchase life insurance to benefit you heirs in the amount they would have received had you left them the stock.

Setting up a Life Insurance plan:

The benefits of a Life Insurance plan: